Private Therapy Cost Calculator
Model private SALT, OT and educational-psychology costs using the session frequency and current provider quotes you enter.
💷 Check possible support separately
These schemes have separate legal tests and permitted uses. Eligibility and an award are never implied by the calculator total.
Disability Living Allowance (DLA)
The DWP assesses extra care and/or mobility needs against a non-disabled child of the same age. A diagnosis alone does not establish entitlement.
Check current DLA rules on GOV.UK →Carer's Allowance
Rules include the cared-for person's qualifying benefit, at least 35 hours of care, earnings, education, residence, and overlapping-benefit conditions.
Check current eligibility on GOV.UK →SEND Grants Kent
Check each fund's current eligibility, application window, permitted purchases, evidence requirements, and whether funding is available before spending.
Kent SEND grants →Therapy via EHCP
The local authority must secure specified Section F provision. That does not automatically mean reimbursement for therapy a family commissions privately.
EHCP application Kent →💡 Questions that may reduce avoidable cost
- Check the NHS route first — ask the relevant NHS service or GP what is available locally, current eligibility and referral rules, and whether any patient-choice route applies to the service you need.
- Ask about packages carefully — compare the total price with pay-as-you-go, and check cancellation, refund, expiry, and missed-session terms before paying upfront.
- Compare delivery formats — ask whether online, in-person, group, parent-coaching, or school-based work is clinically suitable and request a quote for each suitable option.
- Define the scope — confirm whether travel, observation, report writing, liaison, follow-up, VAT, and hearing attendance are included.
- Avoid duplicated assessment — ask whether recent reports can be used and what specific evidence gap a new assessment would address.
- Commission reports only where they address a real evidence gap — a private report may be considered in an EHCP appeal but does not guarantee provision or an outcome.
Related guides & directory
- Speech & Language Therapists in Kent — directory of private SALTs
- Occupational Therapists in Kent
- Educational Psychologists in Kent
- DLA criteria reflection tool — organise evidence topics without an eligibility or rate prediction
- EHCP timeline tracker — keep KCC to the 20-week deadline
- EHCP application Kent — get private therapy named in Section F